My Finance Tales

Blue Cross is crooked, just like those fat-cat Wall St. bankers were. They are helping to break the infrastructures of this country with motor trade liability insurance. The are fat, money-sucking creeps and I hope they get theirs one day since they have motor trade liability insurance. They want me to work a whole week to pay just for their crummy insurance coverage, plus I have a big deductible. It is a shame the way they have people over the board or by the balls, in plain English.

I work for the State of North Dakota, State Water Commission. I had to go on the state BCBS health insurance June of 2008, because my husband was diagnosed with cancer and and it wasn't cheap which was forced to leave his job, which provided health insurance for both of us. He turned 65 and got on Medicare.I have worked for the ND Water Commission for going on nine years as a part time temporary employee. So I don’t get any benefits of any kind from the company online which has motor trade liability insurance. When I went on the states BCBS it costs me out of pocket $318 each month.On June first this year apparently BCBS raised the rate I have to pay to $400 each month online which comes to a 26% increase so I took an $84 hit in June.

On July first I received a 7.3% increase in salary that comes to .73 cents an hour. Since I am only allowed to work half time that adds up to $62.78 per month. If you subtract my salary increase from the increase of the insurance premium I am losing $19.22 each month from what my earnings was last year.

How can BCBS of North Dakota be allowed to increase premiums by 26% . I was not even told this was going to happen, I found it out when I checked my June pay stub.

My mother died on February 27, 2009, while a member of Independence Blue Cross of Philadelphia. I informed B/C on March 2, and was told a form would be sent to me. It toke to about March 24 to get a blank standard from to me. I promptly faxed the form, with a copy of the death certificate to B/C. I called again, and re faxed the forms on April 16, 2009.Blue Cross continued to take automatic payments from mother's checking accounts for two months. When that stopped, they sent an over due bill for May and June.When I call, I am told the check is in possessing. It is now the end of May, and I have yet to receive a refund.Oddly enough, Social Security was able to close the account, and automatically deducted the last overpayment to my mother's checking account within a week of her death. Seems Uncle Sam has a better system than Independence Blue Cross of Philadelphia and with a motor trade liability insurance.

Comments:

Blue Cross of CA is declining all claims. Don't sign up with Blue Cross of CA. Once you have a claim they pull all your medical records and anything whatsoever they find even a little inaccurate, they cancel your policy. I am a lic. agent. Any carriers in the state of CA are better than Blue Cross of CA.